Trust is the new pricing model.
FreeTrust is a community economy marketplace where every transaction, review, and AI agent action builds reputation. Reputation lowers fees. Lower fees attract sellers. Sellers bring liquidity. Liquidity brings buyers.
Founded in Ireland · freetrust.co · 2026
Marketplaces extract. Per-seat SaaS is dying.
The incumbent marketplace model charges 15–30% of every transaction. Software's per-seat model is collapsing as AI replaces users. Community economies have no infrastructure built for them.
Fee extraction
Fiverr, Upwork, Etsy take 15–30% per transaction. Sellers rent their own customer relationships.
Per-seat collapse
SaaSpocalypse Feb 2026: $285B wiped in 48h. Atlassian declines. The human user is no longer the unit of work.
Community void
Local economies, solo founders, creators and charities have no platform built for trust, reputation, and fair exchange.
The moat is the data and orchestration layer.
AI agents commoditise UI. What stays valuable is the proprietary data, workflow permissions, and transaction graph that agents need to function. Whoever owns the connective tissue captures value from every layer above.
Live and shipped.
Not a pitch for what we'll build. A look at what already works, today, at freetrust.co.
Marketplace + social graph
Services, products, jobs, events, communities, organisations, articles. Stripe Connect for payouts. GDPR-compliant. Live.
Trust Coin (₮) economy
Reputation currency earned through every contribution. Lowers fees. Unlocks visibility. Stored in every member's wallet.
Nine AI agents
Listing Creator, Match Finder, Message Drafter, Sales Development, Article Drafter, Event Promoter, Application Writer, Reputation Coach, Translator.
Invest tiers
Seven paid tiers from €99 to €5,000. Lifetime lower fees, AI Credits, ₮ bonuses, monthly refills. Live revenue stream.
Four revenue streams. Aligned incentives.
FreeTrust only earns when members earn. No subscriptions, no ads, no data sales.
01 · Transaction fees
8% services / 5% products standard. Drops to 0.25% / 0% at top tier. Volume × avg fee × member count.
02 · AI Credit purchases
Members buy credits in packs (€10–€150). ~95% margin after API costs. Cross-sells into every feature.
03 · Invest tiers
One-time payments €99–€5,000. Instant revenue, lifetime lower fees. Captures high-intent members.
04 · Sponsorships + organisations
Charities, community groups, sponsors pay for featured placements and organisation pages.
The reputation graph compounds.
Every listing, order, review, agent run, and invest purchase writes to a single graph we control. That graph is what AI agents need to function.
Proprietary data
Transaction history, reputation scores, matching signals, behavioural patterns — none of it replicable from outside.
Integrated workflow
Agents run on our infrastructure, read from our DB, write to our ledger. External agents can't substitute.
Network effects
More members → more listings → more matches → more transactions → more reputation data → better agents.
Early. Honest. Compounding.
Figures update from the live database. Built solo with AI operating tooling in under 6 months.
Metrics refresh on every page load. The graph builds from here.
Ireland first. Europe next. Global by design.
Community economy is a €150B+ opportunity across services, creator economy, and local commerce.
Ireland beachhead
5m population, €12B SME economy, strong community identity, no incumbent trust-based marketplace.
EU expansion
€2T+ creator + services economy. GDPR-native. Stripe Connect covers 47 countries out of the box.
Global architecture
Multi-currency, universal translation agent, reputation graph language-agnostic. No rebuild per region.
Bottom-up. Member-led.
Individual sellers and creators adopt first — they bring their networks, their orgs, their charities.
From Ireland to the graph.
Concrete milestones. Outcome-focused, not feature-focused.
0–6 months
1,000 Irish members · first 100 invest tier buyers · €50k+ transaction volume · 10+ agents per DAU.
6–12 months
Organisation tier launch · UK + EU members · 10k members · €500k transaction volume · community governance v1.
12–18 months
Member-to-member ₮ trading · API for third-party agents · member-owned governance · sponsorships at scale.
North star
Become the trust + settlement layer for community economies globally — the Stripe of reputation-based commerce.
Invest in the infrastructure, not the application.
FreeTrust is shipped, live, and compounding. The raise funds a focused growth push and the first strategic hires without compromising solo-founder-plus-AI economics.
Structure
SAFE or convertible note. Contact for current terms. Flexible on ticket size and structure for strategic partners.
Use of funds
18-month runway · engineering hire · UK/EU expansion · community partnerships · paid acquisition testing.